CURRENT ANDROID RELEASE
Free local tracking. No paid Android plan in this release.
MoneyKai 1.0.1 focuses on local expense tracking, budgeting, savings visibility, local diagnostics, and user-controlled encrypted backup files.
Current Android release
Free
Play-safe scope
For local personal expense and budget tracking on your device.
Manual transactions
Budget workspace
Savings and trend insights
Local diagnostics
Encrypted backup files
No Android payments
The current Android release does not include in-app purchases, subscriptions, checkout, or payment processing.
No cloud backup
The current Android release does not use Firebase cloud backup or MoneyKai backend sync.
No Financial AI
The current Android release does not provide AI financial review, classification, investment, tax, or legal advice.
UPGRADE PATH
Future paid or cloud features need a fresh policy review.
Before MoneyKai ships subscriptions, payments, cloud sync, Gmail sync, SMS capture, bank sync, or AI features, the app behavior, privacy policy, Play declarations, and store listing must be updated together.
Local-first scope
The Android release stores finance records on the device and does not include backend sync or account billing.
Manual records first
Transactions, budgets, and summaries are based on what the user enters locally.
Backup files by choice
Users can export plaintext JSON to the clipboard or create a password-encrypted backup file through device flows.
What stays clear
No paid tiers in Android release
The public Android copy should not imply subscriptions or in-app purchases.
No card handling in the app
The current Android build does not collect payment details.
No cloud entitlement checks
There is no remote account service or backend gate in this release.